We provide workers' compensation insurance and associated services to trade contractor's, construction firms and other associated residential construction businesses. In addition, we also serve other select segments of the marketplace such as healthcare, non-emergency medical transport and others.

Today, we serve clients across sixteen states with careful expansion into additional states planned in the future. We continue our strategic objective of smart and sustainable growth in service of professional independent insurance agencies and their clients.


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“MidSouth has been a vital part of my small business success for many years. They have been thorough and attentive keeping us current relative to workers’ compensation compliance and safety issues. As our business has grown, MidSouth Mutual has provided us with the insurance protection we need. We really appreciate our longstanding association with Midsouth.”
— James Nickerson, Southern Interior Services

What We've Achieved

  • Sustained profitable growth and development

  • Expansion of business into sixteen states and counting

  • Development of advanced policy management systems to enhance services

  • Development of sophisticated safety resources to support better worksite safety

  • Development of online quoting to support brokers and agencies

  • Introduction of new responsive website to support tablet and smartphone use

  • Creation of a comprehensive claims form library to support clients across multiple states

  • A consistent commitment to delivering superior service to agency partners and clients

  • A focus on continuous improvement to enhance and improve the company to the benefit of our clients


Financial Stability & strength

MidSouth Mutual Insurance Company is pleased to report that it has earned an A, Exceptional Financial Stability Rating (FSR) from Demotech, Inc. The company participated in an extensive multi-step review process to earn the rating. The process included a comprehensive financial and operational review to develop the FSR for MidSouth Mutual. 

FSRs are a leading indicator of the financial stability of Property & Casualty insurers. The rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as manifested in an insurer's balance sheet. FSRs are based upon a series of quantitative ratios and considerations which together comprise the Financial Stability Analysis Model.

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